Monthly Retirement Expenses
Enter estimated monthly amounts in today's dollars. Leave blank for any category that does not apply.
Rent / Housing
Mortgage, rent, HOA, property taxes
$
Groceries & Food
Groceries, dining out, food delivery
$
Medical & Healthcare
Doctor visits, prescriptions, copays
$
Insurance
Health, life, home, auto insurance
$
Travel & Leisure
Vacations, trips, recreation
$
Transportation
Car payment, fuel, transit, rideshare
$
Utilities
Phone, internet, electricity, cable
$
Hobbies & Entertainment
Sports, arts, subscriptions, events
$
Miscellaneous / Buffer
Unexpected costs, gifts, personal care
$
Retirement Period & Assumptions
Set your retirement timeline and economic assumptions.
How long will retirement last?
%
Historical average is roughly 3%. Adjust to reflect your outlook.
Your Retirement Target
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Monthly expenses so far
0 / mo
0
Total amount needed at retirement
Total monthly expenses (today's dollars)
0 / mo
Monthly expenses
0
Retirement period
15 years
Without inflation
0
Inflation rate
3.0%
Inflation-adjusted total
0
How this works: Monthly expenses are compounded at the inflation rate each year and summed over the full retirement period, giving you the corpus needed on day one of retirement.
$
Your Profile
Tell us where you are today and when you plan to retire.
Leave blank to calculate when you can retire
$
Total across 401(k), IRA, and other retirement accounts
$
How much you contribute to retirement savings each month
%
Historical average ~7% (inflation-adjusted). Conservative: 4–5%. Aggressive: 8–10%.
Disclaimer: Estimates for planning purposes only. Assumes consistent contributions and a steady rate of return. Actual market returns vary. Consult a licensed financial advisor.
Your Retirement Projection
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Projected at Retirement
N/A
Target Needed
N/A
Years to Retirement
N/A
Gap / Surplus
N/A